{"id":5295,"date":"2021-04-27T13:36:18","date_gmt":"2021-04-27T11:36:18","guid":{"rendered":"https:\/\/ceccarbucuresti.ro\/ro\/?p=5295"},"modified":"2021-04-27T13:36:18","modified_gmt":"2021-04-27T11:36:18","slug":"autoritatea-bancara-europeana-a-publicat-indrumari-cu-privire-la-factorii-de-risc-privind-spalarea-banilor-si-finantarea-terorismului","status":"publish","type":"post","link":"https:\/\/ceccarbucuresti.ro\/ro\/2021\/04\/27\/autoritatea-bancara-europeana-a-publicat-indrumari-cu-privire-la-factorii-de-risc-privind-spalarea-banilor-si-finantarea-terorismului\/","title":{"rendered":"Autoritatea Bancar\u0103 European\u0103 a publicat \u00eendrum\u0103ri cu privire la factorii de risc privind sp\u0103larea banilor \u0219i finan\u021barea terorismului"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e57defdbeea\" class=\"fw-col-sm-12 tf-sh-7b1ea6c20439335dd13308b0d81de232\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-ee3f3300b7391cd28bcd1e7034972966 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><a href=\"https:\/\/www.eba.europa.eu\/eba-publishes-final-revised-guidelines-money-laundering-and-terrorist-financing-risk-factors?mc_cid=651e5cda64&amp;mc_eid=d0c2caa99a\" target=\"_blank\" rel=\"noreferrer noopener\">Autoritatea Bancar\u0103 European\u0103 (ABE) a publicat \u00eendrum\u0103rile revizuite<\/a><span class=\"tadv-color\">\u00a0finale cu privire la factorii de risc privind sp\u0103larea banilor \u0219i finan\u021barea terorismului (ML\/TF), adresate institu\u021biilor financiare \u0219i autorit\u0103\u021bilor de supraveghere din statele membre UE. \u00cendrum\u0103rile stabilesc factorii pe care \u00eentreprinderile ar trebui s\u0103 \u00eei ia \u00een considerare atunci c\u00e2nd evalueaz\u0103 riscul ML\/TF asociat unei rela\u021bii de afaceri sau unei tranzac\u021bii ocazionale.<\/span><\/span><\/p>\n<p class=\"has-black-color has-text-color\" style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u00cen plus, acestea ofer\u0103 orient\u0103ri cu privire la modul \u00een care institu\u021biile financiare \u00ee\u0219i pot face m\u0103surile de precau\u021bie privind clientela mai adecvate \u0219i mai propor\u021bionale. Acestea urm\u0103resc s\u0103 sprijine eforturile de supraveghere ale autorit\u0103\u021bilor competente atunci c\u00e2nd evalueaz\u0103 caracterul adecvat al evalu\u0103rilor, politicilor \u0219i procedurilor de risc ale \u00eentreprinderilor.<\/span><\/p>\n<p class=\"has-black-color has-text-color\" style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif;\">\u00cen aceast\u0103 versiune revizuit\u0103, Autoritatea consolideaz\u0103 cerin\u021bele privind evalu\u0103rile riscurilor individuale \u0219i la nivelul \u00eentregii \u00eentreprinderi \u0219i m\u0103surile de precau\u021bie privind clientela (CDD). Exist\u0103 noi \u00eendrum\u0103ri privind identificarea beneficiarilor reali, utilizarea de solu\u021bii inovatoare pentru identificarea \u0219i verificarea identit\u0103\u021bii clien\u021bilor \u0219i modul \u00een care institu\u021biile financiare ar trebui s\u0103 respecte dispozi\u021biile legale privind consolidarea procedurii convenite privind clientela \u00een leg\u0103tur\u0103 cu \u021b\u0103rile ter\u021be cu risc ridicat.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><span class=\"tadv-color\">\u00cendrum\u0103rile vor fi traduse \u00een limbile oficiale ale UE \u0219i publicate pe<\/span>\u00a0<a href=\"https:\/\/www.eba.europa.eu\/languages\/home_ro\" target=\"_blank\" rel=\"noreferrer noopener\">site-ul ABE<\/a><span class=\"tadv-color\">. Termenul limit\u0103 pentru ca autorit\u0103\u021bile competente s\u0103 raporteze dac\u0103 respect\u0103 \u00eendrum\u0103rile va fi de dou\u0103 luni de la publicarea traducerilor. \u00cendrum\u0103rile se vor aplica la trei luni de la publicarea \u00een toate limbile oficiale ale UE.<\/span><\/span><\/p>\n<p class=\"has-black-color has-text-color\" style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif;\">Autoritatea bancar\u0103 european\u0103 (ABE) este o autoritate independent\u0103 a UE care are ca obiectiv asigurarea unui nivel eficient \u0219i consecvent de reglementare \u0219i supraveghere pruden\u021bial\u0103 \u00een \u00eentregul sector bancar din UE. Obiectivele sale generale sunt men\u021binerea stabilit\u0103\u021bii financiare \u00een UE \u0219i asigurarea integrit\u0103\u021bii, eficien\u021bei \u0219i bunei func\u021bion\u0103ri a sectorului bancar.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Autoritatea Bancar\u0103 European\u0103 (ABE) a publicat \u00eendrum\u0103rile revizuite\u00a0finale cu privire la factorii de risc privind sp\u0103larea banilor \u0219i finan\u021barea terorismului (ML\/TF), adresate institu\u021biilor financiare \u0219i autorit\u0103\u021bilor de supraveghere din statele membre UE. \u00cendrum\u0103rile stabilesc factorii [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-5295","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/posts\/5295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/comments?post=5295"}],"version-history":[{"count":2,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/posts\/5295\/revisions"}],"predecessor-version":[{"id":5298,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/posts\/5295\/revisions\/5298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/media\/5296"}],"wp:attachment":[{"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/media?parent=5295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/categories?post=5295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarbucuresti.ro\/ro\/wp-json\/wp\/v2\/tags?post=5295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}